Attention homeowners in Yonkers and Westchester County: Get an Appraisal today!
The top 7 reasons why New York homeowners order from Brickhouse Appraisals, LLC,:
At Brickhouse Appraisals, LLC,, we understand the individual needs of a homeowner in need of appraisal services. Our customary business clients are used to the appraisal process and the standard reporting formats. But as a consumer, you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our findings.
For Sale by Owner/Pre-Listing ServicesSince you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at Brickhouse Appraisals, LLC, will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much your house is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value report than yours.
Challenge a property tax assessmentLet's say your home is not appreciating as much as other properties close by -- your local tax assessor may have your home overvalued. That only means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. An appraisal from Brickhouse Appraisals, LLC, is your number one weapon when contesting your property tax assessment.
Need to remove PMI?PMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're seasoned in helping clients just like you get rid of undesirable PMI insurance.
HELOC recently frozen?If your house is close to a declining area, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be detrimental to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow viewpoint. Brickhouse Appraisals, LLC, can help you reinstate your HELOC.
Field and Desktop Appraisal Review ServicesHave you just been handed a copy of your appraisal and you'd wish to have a veteran appraiser double-check it for efficiency or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Brickhouse Appraisals, LLC, can help you with that. While typically requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your house.